You can add a bill yourself — but only as a “manual biller” You’re not really “making up” a bill the way you would create an invoice. What you’re doing is adding a biller that isn’t in doxo’s system. How to add a manual biller in doxo 1. Open doxo (app or website) 2. Go to Bills 3. Tap or click Add a Provider 4. Search for the name — it won’t show up. 5. Scroll down and choose: “Add provider manually” or “Can’t find your provider?” 6. Enter: • Name of the person/business you want to pay • Address where doxo should MAIL the payment (doxo will send a physical check) • Any account number or memo you want attached 7. Save it — now that person shows up as a “biller.” BUT IMPORTANT • doxo will send a mailed check to the address you provide. • It can take 5–10 business days. • The person doesn’t need a doxo account, but the address must be real and able to receive mail. • This is the only way to use doxo for personal payments. What you cannot do • You can’t generate a fake invoice or fake bill inside doxo. • You can’t “write a check to yourself” unless you set yourself up as a manual biller with your own mailing address.